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Turn your Dreams into Reality: Own a New Home with Zero Down, 100% financing!


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  • No Down Payment is required 1
  • Flexible credit guidelines (Min credit score 620)
  • Bankruptcy ok after 2 years
  • Foreclosure ok after 3 years
  • Competitive fixed 30 year rates
  • Can be used to purchase existing homes, new construction, or foreclosures

3 reasons to own a home


Current rates make your payment less than your rent in many cases


Closing costs also can be covered with our programs


Start building equity

100% Financing – Low Monthly Mortgage – No Down Payment

100% Financing

Looking for home loans with zero down payment? Primary Residential Mortgages Utah Loan Pros can help qualified borrowers in Utah get 100% financing so you get a low monthly mortgage payment without putting a substantial amount down when you purchase the home. It might sound too good to be true, but with our experienced team of loan professionals we can make it a reality for you.

Building Your Dreams with Us

Work with the leading 100% financing provider in Salt Lake City at Primary Residential Mortgage Utah Loan Pros. Call us today to speak with one of our experts so we can help you figure out which option will work best for your financial situation.

Helping Families and Individuals with Limited Resources

Many people falsely believe that they cannot purchase a home without a sizable down payment of 10 to 20 percent of the purchase price. The truth is that there are mortgage products available that require only a small down payment, or no down payment at all.

Primary Residential Mortgages has provided residents of Utah with 100% financing to help more homeowners achieve their dream of owning a home sooner. We have special access to several housing loan programs that offer zero down payment options, and as a result, we save our clients thousands of dollars and help them get into a home today.

3 Easy Steps to get started


Decide the price range of home, ideal monthly payment, and the area(s) you want to live in.


Talk to one of our specialists who will help you find the right loan program for you, and also provide a courtesy list of homes that fit your criteria from one of our real estate agent partners.


Get pre-qualified so that when you do find the right home, your loan will be quick and simple.

Gephardt Approved!