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Live in Tomorrows Home Today

A mortgage that covers the cost of smart home upgrades above the appraised value, and bundles into one loan. Mortgage + Smart Home upgrades.

Discover your Smart Home savings
SAVE MONEY

Smart Homes with renewable energy lower the cost of homeownership.

UPGRADE TECH

Modernize your home with new tech that will simplify your home life.

PAY OFF

Pay off your mortgage using your power bill.

Hey Homebuyer!

Are you feeling overwhelmed?

  • Buying a house feels like an impossible task.
  • Living in a modern house feels out of your reach.
  • Homeownership just feels outright EXPENSIVE.
  • Life feels chaotic and hard to manage.
  • You have no time to focus on the things that matter most to you.

Discover your Smart Home savings
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The better way to buy + design

your own energy efficient Smart Home.

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Design the Smart Home that saves you the most money.

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Enjoy the short term and long term financial savings

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Pay off your mortgage by using your power bill

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"An affordable way to modernize your home at the time of purchase, saving you time, money, and eliminating the stress of updating your home later down the road."

Discover your Smart Home savings
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What is a smart home?

SMART LIGHTS

Control your lights from anywhere, whether you're upstairs, upstate, or out of the country

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BATTERY PACK

Battery system that stores your solar energy for backup protection, so when the grid goes down your power stays on.

An icon of a battery with a lightning bolt on it.

ELECTRIC VEHICLE CHARGER

Home charging stations are a convenient way to supply your electric car battery with its daily electricity needs.

An electric car is being charged at a charging station.

SMART SECURITY (DOORBELL, LOCKS, CAMERAS, SENSORS)

Automatically secure your family and most expensive purchase when you sleep or when you're away.

A blue shield with a padlock on it.

GARAGE DOOR

Open and close your garage door from anywhere and receive a notification if you left your garage door open.

A car is parked in a garage under a house.

SOLAR PANELS

Owning solar panels is smart for the same reason buying a home is smart. Because with solar panels you own your energy instead of renting it.

A house with solar panels on the roof and a lightning bolt.

THERMOSTAT

Automatically keep your house the perfect temperature whether you are home or away to maximize your savings.

An icon of a digital thermometer with three buttons.

Let's be real...

As home prices and the cost of living continue to rise, so many families are left feeling frustrated and overwhelmed by the cost of homeownership. What they thought they could afford versus how prices are now, leaves many falling short or forced to buy houses that are outdated and don't feel like a home.


At PPRMI Home Financing, we've helped over 2,000 homeowners finance and create their. very own Smart Home without emptying their bank accounts. Now Solar Panels, home security, garage doors, and energy efficient light systems are (literally) at your finger tips.


We believe a modern home, a Smart Home, should be affordable to all. Simplifying the lives of everyone who calls it home.

New Title

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We've helped over 2,000 homeowners lower the cost of homeownership and add solar panels

Best part - We've worked with hundreds of clients just like you.

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The 4 Step Lowtility Plan

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Step 1

Get Pre-Approved

Get Pre-Approved with PRMI. During Pre-Approval, PRMI will find out what rates, terms, and price range of home you qualify for. This is when you'll find out what Smart Home package fits your budget.

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Step 2

Find a House

Once pre-approved, you will shop for a house and make an offer. Solar can be added to almost any home regardless if it's old or new.

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Step 3

Closing Day

This is the day you become an official homeowner! Funds are dispersed, and you can move into your new smart home!

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Step 4

Smart Home Installation

After the funding of the loan, the solar company can go to work on getting the system installed on your roof!

Don't take our word for it

Listen to what over 2,000 of our happy customers had to say about saving thousands of dollars on their financing.

Read More Reviews
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Energy Efficient Upgrade (PDF) - Install Solar Panels

Download our list of Energy efficient upgrades that lower the cost of homeownership in 2022

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Purchase Solar

To Start talking with a Loan Officer today!