Bundle your Home & Solar Panels

A home refinancing option that combines your mortgage, solar panels, and energy efficient upgrades into ONE simple loan. Saving you thousands of dollars.

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There is a dark secret to traditional solar financing

all of these hidden fees cost you THOUSANDS of more dollars on your solar panels.

Dealer Fees

Traditional solar financing has 20% to 30% financing fee included in the cost of their financing option. which literally will cost the homeowner thousands more on their panels than they need to pay.

Additional Property Liens

Traditional solar financing adds as many as two additional liens to your property. Making it much harder to sell your house later down the road.

No Tax Benefits

Traditional solar financing keeps your solar tax credit and prevents you from collecting any other tax benefits. The tax credit is 26% of the cost of solar, which is literally THOUSANDS of dollars not ending up back in your pocket.

There is a better solar financing option for you!

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Put your power payment to work

Keep more money in your wallet.

Pay off your mortgage

Now your old power payment is going to paying off your home faster, earning you more equity faster.

Keep your solar tax credits

Keep your tax credits you qualify for by adding renewable energy to your home. By using our solar mortgage your solar system becomes tax deductible as well. *Talk to your CPA

Shop for your solar panels as if you're paying cash

With no dealer fees, you can get a cash price versus a financial price, which should save you thousands on the cost of solar panels.

Lower the cost of your solar panels

How does refinancing with Lowtility save you thousands of dollars on your panels?

See what other homeowners have been able to save with Lowtility

Case Studies

We've helped over 2,000 homeowners lower the cost of homeownership and solar panels

Best part - We've worked with hundreds of clients just like you.

Solar financing that lowers the cost of homeownership

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Why we started Lowtility

Too many people get over charged by traditional solar financing.


As a national mortgage company doing over 6 billion in a year in residential mortgage transactions we decided to do something about homeowners paying too much for solar.


We care about our customers and created a special modern finance product unlike anything the industry has seen that allows customers to include solar panels and other energy efficient improvements into one simple loan called, Lowtility.


By using Lowtility, the same money that was going to your old power company is now going towards paying off your mortgage.

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The 3 Step Lowtility Plan

Step 1

Get A Free Quote

We collect some basic information and learn about your short and long term financial goals.

Step 2

Review the customized solar financing quote

We'll review with you different options based on your goals and information through a free custom quote *no obligation!

Step 3

Pick the plan that’s best for you

Pick which solar financing option is best for you and we’ll start working with your solar vendor of choice.

Don't take our word for it

Listen to what over 2,000 of our happy customers had to say about saving thousands of dollars on their financing.

We love to see our clients win:

See how a Lowtility homeowner was able to save thousands on his solar panels & his mortgage.

Energy efficient upgrades that lower the cost of homeownership in 2022

Already have solar panels installed on your house? Take advantage of all that the Lowtility mortgage has to offer.


Here is a list of the most industry recognized energy efficient home upgrades you can make.

Energy efficient upgrades (PDF) Solar Refinance

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Solar Refinance

Ready to add solar panels to your house?

Talk to a solar mortgage advisor today!

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